Mortgage broker partners collaborating
AML Wholesale · Broker Partners

Brokers Shouldn't Have To Feel Like They're Fighting Their Lending Partners To Get Deals Closed

Brokers need lending relationships that create confidence, communicate clearly and help move difficult scenarios forward instead of creating more friction.

Fast Turn Times

Underwriting decisions in 24"“48 hours. CTC in 10"“15 business days. We move at the speed your clients expect.

Competitive Wholesale Pricing

Daily rate sheets with competitive pricing across conventional, FHA, VA, DSCR, jumbo and non-QM products.

Dedicated AE Support

Your account executive is available "” not a queue, not a ticket system. A real person who knows your business.

Broker team meeting to discuss wholesale partnership
Why brokers choose AML Wholesale

Most wholesale lenders treat brokers like a transaction source. We treat them like business partners.

Brokers already carry enough pressure trying to protect relationships, solve problems and keep deals moving. American Mortgage Lenders was built to become the kind of lending partner brokers can actually rely on when situations become difficult, time-sensitive or emotionally stressful for borrowers. Strong relationships are built when brokers feel supported instead of left fighting for answers.

36+
Years in Wholesale
500+
Active Broker Partners
24"“48hr
Underwriting Decision
4.9
Broker Satisfaction Score
Our product menu

50+ Programs. One Relationship.

Daily rate sheets across all product types. Call your AE for scenarios not listed.

Agency

Conventional / Conforming

  • Purchase, rate/term and cash-out refinance
  • 3% down (HomeReady & Home Possible)
  • 620+ credit score
  • Up to $806,500 loan limit (2025)
  • Fixed and ARM products
  • Investment property 1"“4 units
Government

FHA / VA / USDA

  • FHA: 3.5% down, 580+ score
  • VA: 0% down, no MI "” all eligible borrowers
  • USDA: Rural eligible areas, 100% financing
  • Streamline refinance options
  • Manual underwriting available
  • Seller concessions up to 6%
DSCR / Investor

Rental & Investment Loans

  • No income documentation required
  • DSCR as low as 0.75 (case by case)
  • 1"“4 units, condos, STRs
  • Up to 75% LTV cash-out
  • 680+ credit score
  • Entity / LLC vesting allowed
Jumbo

High Balance & Jumbo

  • Loans up to $3M
  • 720+ credit score
  • 10% down (no MI option)
  • Primary, second home, investment
  • Bank statement qual available
  • Interest-only option
Non-QM

Bank Statement / Non-QM

  • 12 or 24 month bank statements
  • 1099-only income options
  • ITIN borrowers accepted
  • 660+ credit score
  • Foreign national program
  • Recent credit events (1 yr seasoning)
Fix & Bridge

Fix & Flip / Bridge

  • Up to 90% LTC / 75% ARV
  • 6 to 24 month terms
  • Interest only payments
  • Close in 10"“15 business days
  • Experience not required
  • Rehab draws available

All products subject to lender guidelines, credit approval and state availability. Contact your AE for complete product details, overlays and current pricing.

Request Full Rate Sheet →
Ready to partner?

Getting approved as an AML broker partner takes less than 24 hours.

Every broker knows the stress of trying to protect relationships while also trying to get answers, movement and clarity fast enough to keep deals alive.

Complete the form and your dedicated AE will reach out within one business day to walk you through our approval process, product menu and compensation structure.

1
Submit your info

Takes 2 minutes. We need your NMLS number and contact details.

2
Meet your AE

Your account executive walks you through our process, pricing and products.

3
Start submitting

Access our broker portal, daily rate sheets and underwriting team from day one.

Broker Partner Application

The right lending relationship can completely change how confidently brokers handle difficult situations and growing pipelines.

Strong Partnerships QuietlyChange Everything

Brokers move differently when they trust the people behind the financing process.

Start A Wholesale Conversation

Give Your BorrowersA Stronger Path Forward

Reliable execution, clear communication and real support can make all the difference when a deal needs to move quickly.

Start A Wholesale Conversation →
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