Beautiful vacation home by the water
Vacation Home & Short-Term Rental Financing

Sometimes The Life You've Been Imagining Feels Closer Once You Actually Explore The Possibilities

Vacation homes are not just properties. They become memories, experiences, traditions and moments people carry with them for years.

10% Down Available

Vacation home financing requires as little as 10% down — making properties that once seemed out of reach surprisingly accessible.

STR Income May Qualify

Airbnb and short-term rental income can sometimes be used to help qualify — expanding what's possible based on the property's earning potential.

Flexible Use — Personal & Rental

Finance a property you use personally and rent occasionally. Both uses are permitted under vacation home guidelines with the right structure.

A stunning luxury vacation home pool at dusk — the kind of property AML helps clients finance
More accessible than you expect

The Right Vacation Home Creates Experiences That Compound For Decades.

Most people who own vacation homes say the experience — the holidays, the memories, the place the family always comes back to — matters far more than the financial return. AML advisors help structure vacation home financing around your lifestyle vision, not just the numbers on a page.

Beach, mountain, lake and urban vacation properties
Fixed and adjustable rate options
680+ credit score preferred
Primary residence must be in place first

Some Investments Are About Life,Not Just Numbers

Some homes become the places where families reconnect, traditions begin and life finally slows down enough to enjoy it.

Get Started

Explore Vacation Home Financing

Second property financing has unique options — let's find the right fit.

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Your information is always secure and private. No credit pull. No commitment.
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