America’s Mortgage Lender provides a variety of home loans in Bradenton, FL, and throughout eight states to suit your needs. Contact one of our experts to find out more.
Save Big With Low 15-Year Fixed Rates
The security of a consistent rate and payment and the ability pay off your mortgage as quickly as possible. A 15-year fixed-rate mortgage allows you to pay less interest over the course of your loan. Lower rates and a shorter term makes this loan a great choice for the financially savvy customer.
Payments/How it Works
Have questions? Give us a call. One of our mortgage specialists would be happy to answer all of your questions about home loans in Bradenton, FL, and beyond, and get you started with a great low rate today!
If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.
How it Works
FHA loans are a great option for borrowers in need of a low down payment option or flexible credit score requirements to purchase or refinance a home. America’s Mortgage Lender offers a variety of FHA options, including the FHA Streamline program, which requires reduced documentation and underwriting compared to switching programs.
Veterans and active duty service members can make home ownership a reality through the VA Loan Program. This program has low down payment options for purchase, competitive rates and a streamlined refinance option that reduces documentation needed to close – the VA Interest Rate Reduction Refinance Loan (IRRRL).
The IRRRL is a longstanding program to honor veterans; this offering allows for qualifying flexibilities and other options not offered in any other loan program.
The Jumbo Loan Programs are geared toward borrowers looking to finance a loan above the Conventional County Loan Limits – currently $453,100.
The Jumbo Suite is a combination of three offerings that have more flexibility than High Balance loans, including an option with no mortgage insurance, more fixed-rate options and financing up to $2.5 million. Jumbo loans can be used for a first-time homebuyer, an investment property or to refinance an existing property.
Standard conventional loans are great for any borrower! Whether you’re a first-time homebuyer, looking to purchase a second home, interested in purchasing an investment property or looking to refinance your current mortgage; America’s Mortgage Lender offers a variety of conventional loan options to fit your needs.
A 203K rehab loan helps you finance the two most important items for your home; the cost of the home and all necessary repairs and renovations.
If you’re always constantly moving, then having an adjustable-rate mortgage is the right option for you. This home loan option has an interest rate that changes periodically, meaning that your monthly payments either increase or decrease.
Generally, with this option, the interest rate decreases most of the time, so after your fixed period rate, you’ll have safety and confidence knowing that your payments will not cause a financial burden.
What is a Non-QM Loan? A Non-QM loan, or a non-qualified mortgage, is a unique type of mortgage loan that allows you to qualify based on alternative methods like Bank Statements for self employed people, Debt Service Coverage Ratio using rental income, and Asset based mortgages with no income required, instead of the traditional income verification required for most loans. Learn More